Profile

AMK Microfinance Institution originated from the savings and credit components of the community development work of Concern Worldwide in Cambodia from 1993 but only became a directly implemented program in 1999. Following the new Cambodian microfinance regulation, AMK became a separate company and obtained a license from the Cambodian central bank in 2004.

AMK’s long-term vision is of a Cambodian society where citizens have equal and sufficient economic and social opportunities to improve their standards of living and where they can contribute productively towards the overall development of the country.

AMK’s mission is to help large numbers of poor people to improve their livelihood options through the delivery of appropriate and viable micro-finance services.

• AMK provides micro-finance services to poor people in Cambodia that are grounded in sound financial discipline at all levels.
• AMK is committed to openness & transparency in all areas of management & operations.

• AMK is committed to developing processes & services and to adopting behaviors & standards that ensure optimum social performance, including client protection.
• AMK is a learning organization where appropriate exchange and sharing of information contributes to staff development, training, and improvements in policies and systems.

Group Loan Products
AMK offers three Village Bank loan products that utilize the solidarity group lending methodology. The methodology begins with potential clients self-selecting themselves into solidarity groups of three to six members. These solidarity groups are then organized into Village Banks that consist of four to twelve groups (or twenty to sixty clients).

Clients who wish to borrow larger amounts of capital to support their business can take advantage of a variety of individual loan products including Business Expansion Loan, Seasonal Loan, & Seasonal Credit Line products. Since the amounts & associated risks are higher, these loans require collateral and guarantors.

The Emergency loan is designed for both Group Guaranteed and Individual loan clients in good standing to assist them in the unfortunate event that an emergency arises.

AMK has created a family of flexible deposit products to meet the savings needs of its customers. AMK offers five distinct deposit products. These include the General Savings Account, Easy Saving Account, Fixed Deposit Account, Future Account, and Mobile Savings Account.

AMK launched a nationwide money transfer service in 2011 in order to facilitate money transfers between all AMK branches or sub-branches.
With simply processed documents, customers can easily transfer money to family members, relatives, business partners, & other beneficiaries.

AMK provides local money transfer service to public customer in order to makes it easy which you can send and receive money for your family financial support, business transaction…… with convenience and safety that you can access money transfer with AMK  nationwide. 

Product Feature

• There are threes currency type  has provided to client such as (KHR / USD / THB)
• There are fours transaction type has provided to client such as (Cash – Cash / Cash – Account / Account – Account / Account – Cash)

Benefits

• Secure, Fast service with great time and cost saving
• Good service, Reasonable service fee
• Convenience for sending and receiving money through AMK Office or Agent nationwide
• Short and simple process

Banking, Loan, Banking and Finance